Welcome to Fern & Beacon
At Fern & Beacon our approach is simple. We focus on a pathway for helping everyday people achieve their goals. Our consultation and strategic services are designed to provide business owners with clear, actionable guidance on accessing capital and optimizing their financial position. Every session is tailored to your specific situation, delivering expert insight to assist you on you path to success.
What’s Our Story?
Fern & Beacon was instituted with a simplistic common sense approach to business solutions. Get yourself qualified, get yourself funded, grown and repeat. Our story on the other hand is rooted in timeless symbols of resilience and determination, just like our clients.
Why The Fern?
Ferns are ancient plants that thrive in diverse environments, symbolizing the ability to adapt, grow, and endure even in challenging conditions. Ferns generally symbolize new beginnings, growth, resilience, and enduring strength. A symbol of endurance on your new lifelong journey towards financial freedom.
Why The Beacon?
Beacons, both literal and metaphorical, guide people through challenging situations. They point the way forward, offering clarity and direction when one is lost or uncertain. A beacon can represent a source of hope and optimism, especially during times of despair. We strive to be a beacon in your life and guide on your journey.
Your Journey
Our goal is true education and insight into the understanding of how credit, business, and funding work in tandem as well as the benefits of truly applying the knowledge for yourself. While we guide you the entire way, utilizing the resources and information we provide, along with discipline, some time, and effort, can change your future!
“At Fern & Beacon Partners, we believe every business deserves the right tools to succeed. We’re here to guide, support, and deliver — today and for the long term.”
Our Business & Advisory Solutions for Personal & Business Credit.
We offer a comprehensive suite of business funding and credit optimization services designed to meet the unique needs of growing companies. From rapid access to capital to strategic credit enhancement, our solutions are built for efficiency, transparency, and lasting impact.
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You can’t drive how you want, you have to follow the traffic laws. Just like traffic laws the banks, credit bureaus, and creditors have credit laws they need to follow. A lot of times banks, credit bureaus, and collection agencies don’t follow these laws when reporting derogatory accounts.
The good news for you is that the Burden of proof is on the creditors and credit bureaus to prove they have properly complied. Our job is to find what they are doing wrong and leverage the laws to remove the accounts from their credit through 3 easy steps.
Audit
The first step is to identify the problems and issues holding back your credit with a comprehensive credit analysis.
Challenge
Using consumer protection laws we file factual disputes to challenge the errors on the derogatory items holding back your credit.
Repeat
If items come back “verified” we escalate the dispute process and even include the creditors in the dispute process.
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Start your business credit journey with confidence. We truly simplify your path to business credibility and maximize your financing opportunities.
Understand & Improve Fundability
We address your Business Lender Compliance items to identify missing items lenders require for approval.
Establish & Utilize Business Credit
We walk you every step of the proven & tested method on the journey to access money for your business.
Access Business loans & Credit Lines
We will continue to develop your profile until you are approved for business funding.
We know the lenders' hidden criteria for funding and we'll guide you through understanding and meeting each item! We will also help you:
Choose the right business entity for protection.
Set up a credit-friendly business address and phone number.
Save on listing costs with 411 registration and internet listing visibility.s
Navigate business bank account setup.
Set up your corporate domain, email and website.
Avoid the red flags that lenders look out for.
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Through trusted banking partnerships, we connect qualified businesses to a full range of capital options — including cash advances, term loans, lines of credit, equipment financing, invoice factoring, and more. Funding ranges from $10,000 to $500,000+ depending on eligibility. Quick decisions and fast funding available. (See qualifications and requirments below)
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Know a business owner needing funding? Refer them to Fern & Beacon Partners and earn competitive commissions on successfully funded deals. Simple, transparent, and paid promptly.
We Make Business Funding Simple.
1. Obtain Your Credit Report.
Start by visiting the link below to obtain a copy of your full credit profile. We’ll use this updated and accurate report to determine your standing and current qualifications. (Typically a min. Credit Score of 680 is required, but we have multiple options that you may qualify for)
2. Schedule Your Free Consultation.
Once you’ve obtained your credit report, schedule a call to meet with a representative today to go over the correct path of action for your business journey. This consultation will determine if you’re ready for funding today, or if we need to create a pathway to get there through our other credit building solutions.
3. Apply & Wait.
Once you conclude your consultation and we determine your qualifications, you’re ready to begin your funding application! Once your application is complete, we typically receive your results in as little as 24 - 48 hours of submittal. Once approved receive your funds directly and begin expanding your business!